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The Foreign Travel Liability Insurance Program is designed to provide
financial protection for the University for claims arising from
sponsored international travel. While this Program does not eliminate
campus liability, it provides an alternative funding source for
losses associated with general liability, automobile liability on
an excess basis and Workers’ Compensation coverage.
This insurance also provides coverage for emergency medical expense
(up to $25,000 in excess coverage with a $250 deductible); medical
evacuation (up to $100,000 in excess coverage); accidental death
and dismemberment (up to $100,000 in excess coverage); repatriation
(up to $25,000 in excess coverage); and assistance services, which
include the following:
- Pre-departure information (for example, immunization, medical
exams and treatments, visa requirements, weather and travel hazards)
- Lost Baggage/Passport Assistance (provides telephone support
by contacting the appropriate authorities involved and providing
direction for replacement)
- Insurance Coordination (completion of insurance and medical
forms)
- Evacuation and Repatriation (coordination of emergency medical
evacuation, return of mortal remains)
- Travel Medical Emergency Services (obtain local medical care,
monitor quality and cost of hospital treatment, confirm travel
medical expense insurance, guarantee payments to providers, and
maintain contact between personal and local physicians)
- Legal Assistance (arrange assistance for local attorneys, embassies,
and consulates, maintain communication with family)
- Emergency Cash (arrange for cash through banks, consulates and
hotels)
- Travel Agency (reservations and arrange for replacement of
lost or stolen airline tickets)
Coverage does not provide Trip Interruption Insurance.
Coverage territory is anywhere in the world excluding the United
States, its territories or possessions; Canada; Puerto Rico; the
territorial waters of the United States, Canada or Puerto Rico;
the waters or shores of the Gulf of Mexico; or those countries,
jurisdictions and/or territories against which the government of
the United States of America (including any department or subdivision
thereof) administers and/or enforces economic and/or trade sanctions.
To avoid a surcharge, no more than five employees may travel together
on the same boat, plane, bus or train. Insurance is not available
for high risk activities such as but not limited to hang gliding,
white water rafting, ski trips, scuba diving, sailing, rock climbing,
sports camps, special needs programs, and rental of automobiles
other than private passenger vehicles.
To obtain a quote for Foreign Travel Liability Insurance, please
complete the following form:
In most instances, your request will be completed within 10 working
days. Once the insurance has been purchased, travelers will receive
a “Travel Assistant” card from Risk Management that
provides instructions on how to access the insurance benefits and
includes necessary telephone numbers.
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